Our financial planners have been quoted in the following media:


Can two married police officers afford to become a one-income family?

MoneySense Magazine, by Julie Cazzin
May 2009

Mandy Albano wants to change her life. The problem isn't her husband, Joseph, or their two small kids. It's her job. For more than a decade, she's earned a living as an officer with the Ontario Provincial Police (OPP). She's tired of the job, tired of working nights and evenings, tired of the stress.

Full text: Officers in distress

What does it mean when advisors describe themselves, or their services, as fee-only, fee-for-service, or fee-based?

Advisors Edge Report, by Marc Lamontagne, CFP, R.F.P., FMA
February 2009

It’s a question investors are asking, so those of us in the industry need to hurry up and make those distinctions.

The fee-advisor market is both fascinating and confusing. That’s in part due to the fact that titles are (for the most part) clearly de- fined in other countries such as the U.S. and UK, but no regulatory or industry body in Canada has ever attempted to define the terms. In fact, there’s no point of reference to even begin with, unless we use a foreign source.

It’s also unclear whether the moniker reflects how an advisor is compensated in general or how a client pays for a particular service.

Besides, are we talking about compensation or licensing? As a fee advisor, I frequently get calls from prospective clients who say they’re looking for a fee-only financial advisor because they don’t want to be sold anything.

There still exists an “us” and “them” myth – the misconception that you’re either in one camp or the other. The reality is the majority of financial advisors are neither compensated 100% by fees, nor 100% by commissions. In my own case, I still earn about 1% of revenue in commissions.

Full text: Claiming names

Money is on nearly everyone's minds these days. Do I have enough? How can I get more? Where did mine go?

Bankrate.ca, by Amy Brown Bowers
February 2009

With the new year well under way — a year that's shaping up to be financially challenging for most — here are some life-stage-relevant steps you can take and goals you can set to improve your finances.

30 and younger: Invest in yourself

People in this age bracket should focus on building earning potential, being smart about debt accumulation and practising good money habits.

"The most important financial asset that they have is their earning power," says Warren MacKenzie, president of Toronto-based Second Opinions Investor Services. "They should be focusing on improving their knowledge and earning power, because that's what's going to help them the most in the long run."

Full text: Setting financial goals for 2009



Schedule an Initial Consultation

Phone: (613) 596-3353
1565 Carling Avenue, Suite 602
Ottawa, Ontario, Canada K1Z 8R1

We have been providing financial services to Ottawa Professionals, Small Business Owners and Families since 1994. Give us a call today to discuss your financial objectives. We'd love to hear from you!