Am I eligible to use the HBP a second time?

“There is a four-year rule that would allow you to be considered a first-time home buyer again in 2017, as long as you haven’t occupied a home that you or your current spouse or common-law partner owned in between 2012 to 2016.” says Ayana Forward, CFP with Ryan Lamontagne in Ottawa. 

MoneySense, Romana King
September 2016

Q: I bought my house in 2010 using the Home Buyers’ Plan (HBP) and my spousal RRSP account. In 2012, I sold the home. Now, I’m planning on buying another home (in 2016). Am I qualified to use my RRSP through the HBP again? — Using HBP a second time, Edmonton, Alta.

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